Investors Estate Allocation Trust
Where there is investment property too. For many clients the family home is not the whole picture: a second property, a flat let to tenants or a portfolio built up over the years all carry the same problem on death, multiplied.
What an Investors Estate Allocation Trust does
It is the two other arrangements combined, which is where its name comes from. The home is treated one way and the investment property another, inside a single arrangement.
Your income arrangements are untouched. Rent continues to be received and taxed exactly as it is now. If you already have an Estate Allocation Trust with us, this is normally an upgrade rather than starting again.
How it is put together
- Your home sits in the Estate Allocation structure and keeps everything that goes with it.
- Your investment properties sit alongside it on the transparent terms of an Investors Living Trust.
- One arrangement, one set of trustees, however many properties. Adding a property later does not mean starting again.
It carries the Estate Allocation treatment on your home, and leaves your investment property exactly as it is.
What it does not do
It does not save Inheritance Tax, and it is not protection against care fees. You remain a beneficiary, so the value stays inside your estate and is taxed there exactly as before.
Prices
An Investors Estate Allocation Trust is £6,495 at Standard and £7,995 at Premium for one person, and £7,495 and £9,295 for a couple. Every price is a total and includes the £1,000 legal drafting disbursement. The price covers your home and one further property; each additional property is £400 with Standard and £533 with Premium. See the full price list.
Your free review tells you whether a trust would help at all, and which one. It costs nothing and commits you to nothing.
Who you are dealing with
- Institute of Professional Willwriters member, under the only willwriting code approved by the Chartered Trading Standards Institute
- SRA-regulated solicitors draft all reserved documents
- Supervised by HMRC for the Money Laundering Regulations
- £2m professional indemnity and £2m public liability cover
- DBS checked staff, or equivalent
For complex tax or trust positions we refer to a STEP-qualified solicitor who is also a member of the Association of Lifetime Lawyers, and to chartered qualified accountants and chartered tax advisers.
